• Real Finance

Real Estate Investing For Young People

Updated: Jul 2

There's a common misperception that property investment is only for young people. In today's day and age it's becoming incredibly important that young people consider different avenues for wealth creation. Especially for their retirement.

Owning a rental property, or several rental properties, is a strategy that many are starting to use on their journey to wealth creation. In fact, real estate investing is a stream of income that many millionaires have used to generate their current wealth.

In this article, we're going to share why we're on a mission to educate young people to invest for their financial future. Young people are not set to benefit from the pension as their older counterparts did, once they reach retirement. Therefore, it's imperative for young people to consider various streams of income to support them later in life.

Why is owning a rental property a trusted method for wealth creation?


Economic principle states that over time the price of goods increases. This is especially true for real estate. Property prices are always going up in value. A house that was once worth $19,000 in the 1970's may be worth $1 million in 2021.

Rental Return

With property prices increasing over time, so do their demand and the demand for tenants. When properties become increasingly in demand, tenants become more willing to pay a higher price for the right property. This can mean that after costs are considered, investors could pocket anywhere between $50-$300 more a week from each rental property.


Here at REIF, we LOVE equity! It's the difference between the market value of your property and how much you owe on it after mortgage repayments. The great thing about equity is that it can be used to fund the purchase of more properties and build your property portfolio. Then, before you know it, you're 20 years down the track with 10 properties creating you up to $2,000 PLUS per week!


Did you know that with real estate investing, you can claim depreciation on your annual tax refund? Property depreciates over time and when you claim this, you can put more money back into your pocket each year.

Beginning Your Journey

The earlier you begin your investing journey, the more equity you can create to build your property portfolio. While property investment is not an immediate way to get rich quicker, it's a great strategy that can assist you on your journey to wealth creation (over time). It can also help you with building your social network and maintaining relationships with finance professionals, contractors, entrepreneurs, etc.

To purchase your first property, most lenders will generally require a minimum deposit of 10% of the purchase price. However, some lenders only require 5%. You will also need enough money to cover the up-front expenses like stamp duty and legal/ conveyancing fees.

If your investment property is your first property you could be entitled to Government grants and incentives. Though, it's highly recommended that you speak to a REIF finance specialist or legal expert to understand the terms and conditions.

Start Creating Wealth, Today!

In this video, David provides his number one piece of advice for first time investors

There's no greater time than now to begin your journey of becoming a property investor! Especially if you're a young person. With never before seen government incentives and record low cash/ interest rates, you'd be crazy not to see what's available to you. Begin your wealth creation journey by reaching out and receiving your FREE 60-minute consultation with a REIF Property or Finance Specialist.

To book a consultation, reach out on the details provided below:

Ph: 1300 130 932


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